Insulation grant checker
An insulation grant is money from a government or council scheme towards insulating your home, and for many people it covers the whole bill. Put in your postcode to see which one you can get.
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This answer comes from the published scheme rules. It is not a final decision: the scheme or your council makes that. We are an independent guide, not part of any scheme.
Get an installer survey quote
Not eligible, or want to compare prices? Accredited installers near you can survey the home and quote.
Which insulation and heating grants are open where you live?
Each part of the UK runs its own grants, so the right one depends on where you live. Every scheme below is taking applications today.
| Where you live | Scheme | Who it is for | How much |
|---|---|---|---|
| England | Warm Homes: Local Grant | People who own or privately rent a home that is costly to heat (rated D to G on its energy certificate, the EPC) and who earn under £36,000 as a household, get a benefit such as Universal Credit, or live in an area on the government's low-income list | £16,600 + £16,600The average a council can spend per home on insulation, and the same again on new heating such as a heat pump. A survey decides what your home gets. Free if you qualify. |
| England and Wales | Boiler Upgrade Scheme | Homeowners and landlords replacing gas, oil, LPG (bottled gas) or electric heating with a heat pump, which warms the home using heat from the outside air or the ground | £7,500Off the price of a heat pump. A wood-burning boiler gets £5,000. A simpler heat pump that only warms the air gets £2,500. |
| Scotland | Home Energy Scotland Grant and Loan | Anyone in Scotland who owns and lives in their home, whatever they earn. You get a grant, and can add a loan you pay back with no interest. | £7,500 + £7,500Up to £7,500 for insulation and another £7,500 for a heat pump or other clean heating. Rural homes can get up to £18,000. |
| Scotland | Warmer Homes Scotland | People who own their home or rent it privately and get certain benefits, or who are 75 or over with no working heating | £10,000+Support worth this or more, usually free |
| Wales | Warm Homes Nest | People who own or privately rent a home that is expensive to heat (rated E, F or G on its energy certificate) and have a low income or get a benefit such as Universal Credit | FreeIf you qualify: a set of work planned for your home, at no cost to you |
| Northern Ireland | Affordable Warmth Scheme | People who own their home or rent it privately, with a household income under £23,000 | £7,500Rising to £10,000 where solid wall insulation is used |
ECO4 and the Great British Insulation Scheme, two older schemes paid for by energy companies, no longer take new applications. ECO4 is only finishing jobs already agreed, until 31 December 2026. In England, the council grant has taken their place.
What an insulation grant can pay for
Schemes usually start with the loft and cavity walls, the cheapest jobs that stop the most heat escaping. Prices are for a typical semi-detached house with no grant, from the Energy Saving Trust.
| Job | Usual price, no grant | What it saves | Which grants pay |
|---|---|---|---|
| Loft insulation | £750 | About £190 a year | The council grant in England, both Scottish schemes, Nest in Wales and Affordable Warmth in Northern Ireland |
| Cavity wall insulation | £2,200 | About £200 a year | The same schemes as the loft |
| Solid wall insulation | £12,000 to £15,000 | In a home with no insulation, about a third of the heat escapes through the walls | The same schemes again; Home Energy Scotland gives up to £7,500 and Affordable Warmth up to £10,000 |
Want a heat pump too? The Boiler Upgrade Scheme takes £7,500 off. Or see who can get insulation free.
