Home Energy Scotland grant and loan
Scottish Government money paid through Home Energy Scotland as a grant and loan for homeowners in Scotland to insulate and change their heating. There is no income test, and part comes as an interest-free loan.
- £7,500
- Grant for insulation, covering no more than 75% of the cost
- £7,500
- Grant for a heat pump, with a loan of £7,500 on top
- + £1,500
- This is for each rural home
Home Energy Scotland grant and loan amounts
| Job | Grant | Loan |
|---|---|---|
| Heat pump | £7,500 | £7,500 |
| Insulation for solid walls | £7,500 | £2,500 |
| Insulation for a flat roof or a room in the roof | £3,000 | £1,000 |
| Insulation for the loft, cavity walls or underfloor | £1,500 | £500 |
| Storage heaters (high heat retention) | £2,500 | £5,500 |
| Insulated doors | None | £4,500 |
| Hybrid solar panels that heat water | None | £5,000 |
Combined, the insulation grants pay up to 75% of the cost, with £7,500 as the limit. These amounts come from Home Energy Scotland.
Who is eligible?
- You own the home, and you live in it as your only or main home.
- The home must be an existing one in Scotland, and it can't be a new build.
- A valid EPC must recommend the insulation job.
Being on benefits isn't required. If you're a private landlord, the Private Rented Sector Landlord Loan is the one to use.
Costs the scheme won't cover
- Insulation made with spray foam.
- Heat pumps that are hybrid, air to air or exhaust air.
- Solar panels of the standard kind.
For jobs on solid walls, underfloor areas, flat roofs and room-in-roof spaces, you need a TrustMark registered installer.
How to apply for the Home Energy Scotland grant
- Get in touch with Home Energy Scotland; they give free advice and applications.
- Get a quote from an installer and send it in.
- Put your name on the funding agreement. After that, the work must be done within nine months.
Funds go to whoever applies first. Do you get a qualifying benefit, or are you 75 or older with heating that doesn't work? Warmer Homes Scotland may do the work for free.
Home Energy Scotland grant and loan: questions people ask
Do you need to be on benefits to get a Home Energy Scotland grant?
No. Any homeowner can apply for a home in Scotland they live in as their only or main home.
Do I need an EPC?
For insulation, yes: a valid EPC that recommends the work. Heat pumps and other renewables can be applied for without one.
Is the Home Energy Scotland loan interest-free?
Yes. The loan part is interest-free and sits on top of the grant.
Does it pay for solar panels?
Not for standard solar panels. Only hybrid solar systems that also heat water, and only as a loan of up to £5,000.
How long do I have to get the work done?
Nine months from signing the funding agreement. Funding is first come, first served.
Get an installer survey quote
Need a quote to go with the grant? Accredited installers in Scotland can survey the home.